Senior Credit Analyst Job
ABC Bank is a leading commercial bank that has been in existence for the last 38 years. The Bank is seeking to recruit a dynamic, creative, self-driven and highly motivated experienced professional for the below position.
SENIOR CREDIT ANALYST– SME BANKING
Reporting to the Head of SME Banking, the Incumbent will work as part of the SME Banking Team to provide effective leadership and training to the Credit Analysts staff and manage all aspects of credit needs in Retail & SME Banking in order to deliver acceptable levels of quality of loans and advances and provide high quality services within the agreed service levels.
The incumbent will perform the amongst others the below responsibilities;
- Ensure that all credit proposals emanating from the Branch network adhere to the laid down procedures, policies, Banking Act, CBK Prudential guidelines.
- Make sound recommendations on all the credit line proposals emanating from the Branch network
- Oversee the management of Borrower by conducting frequent and regular credit facility
- Oversee the quality of the Branch Customer Borrowing portfolio, ensuring that noted gaps are addressed proactively.
- Manage the performance of credit analysts reporting to this
- Conduct Basic, intermediate and Advanced Training to the credit Analysts and the relationship
- Ensure that service levels are adhered to in relation to the Agreed TAT
- Actions pertaining to performance recognition of credit analysts within the branches as provided for in human resources policies.
- Make contributions to product development team, ensuring that the new products add value to the existing products and developing processes and procedures for the same with a bias in
- Drawing up of new procedures and policies for the newly introduced
- Advisers of the credit analysis team on the outcomes in the market that would affect the business
- University Degree preferably in accounting, finance or business administration from a recognized
- Any professional qualification in Banking, Finance or Accounting
- More than 5 years banking experience at least 4 must be in Credit
- Ability to provide leadership that motivates staff to maximise their productivity and
- Knowledge of all lending products and the level of complexity inherent in those
- Ability to analyse all lending proposition and make sound recommendation/decision that will not adversely affect the Bank in the
- Knowledge of changes taking place in both micro (banking industry) and macro (global) environment and ability to apply this knowledge to the benefit of the
- Ability to Disseminate information through training and coaching
How to Apply
If you believe you meet the above requirements, send your applications to the following address:firstname.lastname@example.org on or before 22nd June 2021. Please put the position applied for as the subject of the email.
Only short-listed candidates will be contacted. Canvassing will lead to automatic disqualification